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Superior NC Real Estate Important Final Exam questions (Answered 100% Correctly) 2024
Superior NC Real Estate Important Final Exam questions (Answered 100% Correctly) 2024
Superior NC Real Estate Important Final
Exam questions (Answered 100% Correctly)
2024
RESPA
-Real Estate Settlement Procedures Act: applies ONLY to 1-4 family residential
transactions, transactions involving a "federally related" mortgage (conventional,
FHA, VA)
Which party's signature is required on a deed of trust?
A. the trustee
B. the beneficiary
C. the trustor(s)
D. the grantee(s)
C. the trustor(s)
The trustor is the borrower in a lending situation using a trust deed. The borrower
is giving the lender security or collateral interests in the property. Because those
rights and interests belong to the borrower and they are surrendering them, only the
trustor (or borrower) must sign the trust deed.
Under which of the following types of mortgage loans would a buyer have to
produce a certificate of reasonable value?
A. VA Guaranteed Loan
B.VA Insured Loan
C.FHA Insured Loan
D.Conventional Loan
A. VA Guaranteed Loan
The certificate of reasonable value or CRV is the name for the appraisal in a VA
loan. VA loans are guaranteed, FHA loans are insured. The appraisal in an FHA
loan is called a Conditional Committment.
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- School: South University
- Course: Nursing Fudermentals
- Subject: Superior NC Real Estate Important Final Exam questions
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- Subject code: Superior NC Real Estate Important Final Exam questions
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- Year of study: 2024
Document
- Section: Examinations
- Made on: 02-05-2024
- Type: .pdf
- Pages: 12
- Language: English
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- Superior Exam - 3-24-23| Questions and Answers, 100% Verified| 2024
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